Back to top

Image: Bigstock

Happen (HAPN) Q3 Earnings: How Key Metrics Compare to Wall Street Estimates

Read MoreHide Full Article

For the quarter ended September 2026, Happen (HAPN - Free Report) reported revenue of $263.16 million, down 1.2% over the same period last year. EPS came in at $0.50, compared to $0.37 in the year-ago quarter.

The reported revenue compares to the Zacks Consensus Estimate of $277.59 million, representing a surprise of -5.2%. The company delivered an EPS surprise of +6.38%, with the consensus EPS estimate being $0.47.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.

Here is how Happen performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
  • Non-Interest Income- Marketplace revenue (Origination fees + Servicing fees + Gain on sales of loans + Net fair value adjustments): $75 million versus the two-analyst average estimate of $91.34 million.
  • Net Interest Income: $183.07 million versus the two-analyst average estimate of $180.25 million.
  • Non-Interest Income- Other non-interest income: $5.09 million versus $6.02 million estimated by two analysts on average.
  • Total non-interest income: $80.09 million compared to the $97.36 million average estimate based on two analysts.
  • Total Interest Income: $278.3 million versus the two-analyst average estimate of $273.45 million.

View all Key Company Metrics for Happen here>>>

Shares of Happen have returned -4% over the past month versus the Zacks S&P 500 composite's -0.2% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.

Published in